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Illinois has joined the growing number of states that have limited high-cost payday loans, but it’s taken a different path to get there: state house. Illinois Governor JB Pritzker (D) signed a law on March 23 that caps interest rates on payday loans, auto title loans and installment loans at 36%. Similar efforts in other …

Select’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners. The idea that your student loans have little impact on your credit score is a common myth. The two accounts that regularly …

Petr Kellner, tThe richest man in the Czech Republic has filed a first public offer in Hong Kong for his consumer credit business Home Credit. The company has an estimated valuation of over HK $ 100 billion. It would be the first Czech company to be listed in the city. Why Hong-Kong? Most likely because …

Ben Waldshan, CEO of Datamyx This product gives lenders an advantage in maximizing the number of loans closed, whether interest rates are low or high. (PRWEB) Aug 21, 2012 Datamyx, a leading provider of data-driven technology solutions to the marketing industry, today announced Market Alerts, a unique program designed to identify customers who are “in …

When it comes to exploring various financing options, whether you are selling products, services or delicious beers from a famous microbreweryOne of the most important distinctions that your business must make is between a secured and unsecured working capital loan. Below, we highlight the basics of each so you can move forward with a smart …

But Senator Justin Wayne of Omaha argued that the proposal would allow installment lenders to prey on people without good credit records. He pointed out that no consumer had come to ask for the change. The only witness supporting the bill was OneMain Financial, a company offering installment loans. Other critics include Senator Carol Blood …